Investment Philosophy
At Regency Limited, we believe that well-grounded wealth management is based on a clear philosophy, following a proven process and underpinned by a strong methodology. Our philosophy is one of active portfolio management built around diversification and balance, which reduces investment volatility and ultimately manages and minimises risk.
We believe that pro-active investment management will show our clients:
- » Capital preservation
- » Capital growth
- » After tax, long-term, inflation adjusted income
Our philosophy to portfolio development is to create investment portfolios which flex but don’t break, based on our view that long term outperformance is derived from selecting “value” managers who run active, relatively concentrated portfolios. Our deep faith in conviction-style oversight is built around our philosophy of portfolio structure focussing on total after-fee returns as opposed to index-like returns and management style.
At Regency Limited, we look for equity managers that have a business investment approach to investing in stocks. We believe that investing in the right business will provide greater returns in the medium-to-long term, regardless of where a company is in the equity market cycle. We believe that cash is a crucial element of conviction-style management and that an allocation to cash as an asset class is appropriate when suitable value opportunities are not available. Naive diversification is dangerous.
Sustaining our philosophy is a commitment to social and governance considerations not due our clients asking for this but because we believe it is the right thing to do and leads to better long-term returns. Our wealth service partners across the insurance, legal and accounting sectors share our policy and together we believe this ensures that your wealth is both protected and will grow.
Our Values
At Regency Limited, we believe:
“Wealth Without Values Is Simply Money”
Our culture and brand are based on People, Quality and Service.
We want our whole team to understand the ‘it’: what we are aspiring to achieve, the ‘me’: their role in this, and to give the ‘wow’ factor to our clients. This culture can be hard to achieve in a large organisation, but due to our boutique size and, more importantly, being employee owned with no tie to any other financial institution, together we can achieve it. With several accolades recalling our service and thought leadership in the field of investment management, we pride ourselves on our strong culture that reflects these values.
- » We believe that Service can overcome the physical product
- » We treat all Clients like we want to be treated
- » We never sell a product, we provide a Service
- » We believe the quality of our service reflects the quality of our People
- » We treat our People and our Clients exceptionally well
- » We recognise that our People will make mistakes and that the recovery reinforces our value proposition
- » Our Service is inclusive not exclusive
- » We hire People for attitude (initiative, a desire to serve, excited about coming to work) and not just for technical skill, as our People must share the values of the organisation
- » Our People are the centre of our universe
- » What our People do matters, and they should feel pride and confidence in what they do, always feeling supported
- » If our People feel cared about, they will care about our Clients.
As the client, you are focussed on the destination – our challenge is to help you focus on the journey to that destination.